- Home
- Loan Options
Your Mortgage, Your Way.
The mortgage you choose significantly impacts your down payment, potential for mortgage insurance, and overall loan repayment timeline.
To determine the ideal mortgage for your home purchase, get pre-approved with a RAMMP loan officer. This will provide a clear understanding of your budget, including down payment and monthly payments, and strengthen your position when making an offer.
RAM Mortgage Partners LLC
Purchasing your home with us.
Get Pre-Approved: Discover your buying power and secure your ideal loan with our simple pre-approval process.
Find Your Dream Home: Partner with our experienced team to navigate the market and find the perfect property for you.
Close Confidently: We'll handle the paperwork and guide you through closing, making homeownership a reality.
Our Loan Options.
See which loan program is best suited for you and your family.
Conventional Mortgage
CONVENTIONAL
Down payments as low as 3%
VA Mortgage
GOVERNMENT
Loans for veterans and active duty service members
Non-Qualified Mortgage (Non-QM)
SPECIALTY
Ideal for Self-Employed Borrowers
FHA Mortgage
GOVERNMENT
Down payments as low as 3.5%
USDA Mortgage
GOVERNMENT
No down payment options available
Renovation Loan
GOVERNMENT
Funds to purchase home and make repairs
Home Possible Program
CONVENTIONAL
Down payments as low as 3%
Home Ready Program
CONVENTIONAL
Designed for low to moderate income borrowers
High Balance Program
SPECIALTY
Purchase a home above county loan limits
Jumbo Program
SPECIALTY
Financing up to $2.5 Million
HELOC / Piggyback
SPECIALTY
Second mortgage on primary home or second home
Reverse Mortgage
GOVERNMENT
Designed for ages 62+
Conventional Mortgage
CONVENTIONAL
Down payments as low as 3%
Home Possible Program
CONVENTIONAL
Down payments as low as 3%
Home Ready Program
CONVENTIONAL
Designed for low to moderate income borrowers
VA Mortgage
GOVERNMENT
Loans for veterans and active duty service members
FHA Mortgage
GOVERNMENT
Down payments as low as 3.5%
USDA Mortgage
GOVERNMENT
No down payment options available
Renovation Loan
GOVERNMENT
Funds to purchase home and make repairs
Reverse Mortgage
GOVERNMENT
Designed for ages 62+
Non-Qualified Mortgage (Non-QM)
SPECIALTY
Ideal for Self-Employed Borrowers
High Balance Program
SPECIALTY
Purchase a home above county loan limits
Jumbo Program
SPECIALTY
Financing up to $2.5 Million
HELOC / Piggyback